If you are looking for advice on where to begin, or want to improve upon what you’ve already started, give me a call 480-991-0000.

It all comes down to prudent, routine management of personal finances. Senior citizens have managed for decades, notably through some of the toughest times this world will ever see. Yet sometimes we drop the ball and succumb to procrastination or, worse, a basic fear of the so-called complexities of the financial world. Strip away the verbiage and suddenly financial matters become a matter of Common Sense

Social Security: Autumn offers lessons for retirement.

In autumn, animals know winter is coming and take the steps to prepare. Bears grow thicker fur and settle in for peaceful hibernation. Squirrels collect and store acorns and other nuts. Birds, favoring warmer weather and having the means to make it possible, fly south for the winter.

When it comes to preparing for retirement, we can learn from the animals — making sure the transition into the later years of our lives is as smooth and comfortable as possible. The best place to start is a visit to

You can get an instant, personalized estimate of your future Social Security benefits at


To prepare for a comfortable retirement, you should start saving as early as possible. Social Security is the foundation for a secure retirement, but was never meant to be the sole-source of income for retirees. In addition to Social Security, you also will need savings, investments, pensions or retirement accounts to make sure you have enough money to live comfortably when you retire. Learn about retirement planning and how to save at But wait, there’s more.

If you decide you’re going to be a “snowbird” when retirement comes, and go to warmer climates during winter weather, make sure that your Social Security payment goes with you. The best way to do that is to use direct deposit. You never have to worry about where your monthly payment will be delivered — it will show up in your bank account whether you’re in the Dakotas or the Florida Keys. Learn all about electronic payments at

Whether you’re in the spring, summer, or entering the autumn of your life, the best time to start preparing for retirement is always the present.

A good place to start is at Even the animals know they can’t wait until the last minute to prepare for a comfortable winter.

Take a lesson from our furry and feathered friends and prepare for your own comfortable retirement.

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Monica Del Re
Financial Solutions for Senior America, LLC
Independent Insurance and Financial Services
8711 E Pinnacle Peak Rd., #197
Scottsdale, AZ 85266
Office: 480 991 0000
Cell: 480 216 5666
E-Fax: 480 452 1411

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